ABOUT OUR FOUNDER & OUR STRUCTURE

HENSE R. ELLIS II; IAR, MBA, JD(256) 307-5050

TRUST

(It's the starting point for any relationship.)

(1) Former Assistant Attorney General who fought crime across multiple fronts

(2) From a respected Alabama family of farmers, attorneys, and businessmen

(3) Bound by a legal fiduciary duty to clients

EXPERIENCE

(1) Managed family accounts and a multi-million-dollar Estate for 16 years

(2) Licensed Advisor for 7 years

(3) Investor for 40 years

EDUCATION

(1) Earned three highly relevant degrees:

J.D. focused on Tax Law (Univ of Alabama)

M.B.A. focused on Finance and Real Estate (Univ of Texas at Austin)

B.A. focused on Economics and Political Science (Univ of Alabama)

INDEPENDENT SMALL FIRM OWNER

(1) Not attached to any blown up, bailed out Wall Street broker

(2) Not attached to any one insurance company or money manager, hence, can search for, and design, the most appropriate solutions

(3) Multi-licensed, so there's no permanent bias to any approach.

WE SET UP RP, LLC THIS WAY ON PURPOSE. OUR STRUCTURE DOES ALL WE COULD THINK OF TO KEEP OUR FOCUS ON YOUR INTERESTS -- NOT ON OURS.

PREFERS LOWER RISK APPROACHES TO

GROWTH, CASH FLOW, & LEGACY

(1) We still believe it’s impossible to spend funds lost to risky investments.

(2) Our use of different strategies to fund different client expenses helps make sure your needs are covered during retirement and that you never run out of spending money.

(3) RP, LLC adjusts risk levels for age, risk tolerance, and market valuations.

RP, LLC DOES NOT SUBTRACT COMMISSIONS FROM CLIENT FUNDS.

(1) RP, LLC does not sell front-end or back-end load mutual funds.

(2) RP, LLC does not charge commissions for entering or exiting stock market positions.

(3) RP, LLC does not offer annuities that subtract commissions from client funds. Generally, minus fees you choose for features you want, your funds go to work for you.

(Note: Insurance do typically reduce life insurance cash values for policy expenses, including the compensation they pay to agents.)

If you seek the typical "inside the box stock guy"​ who pushes you to keep ALL your assets "in the market" ALL THE TIME, or the commission-based broker or agent who's biased toward churning your account, then you've come to the wrong place.

If you prefer a fair, unbiased Advisor with a simple, lower-risk approach to wealth preservation, retirement income security, and your peace of mind, then call Retirement Plans, LLC at (256) 307-5050.

The second opinion you'll receive could be

the most valuable advice you hear all year.​

To learn more about H.R. and the Retirement Plans, LLC approach,

see our Home Page.

INVESTING & FINANCIAL PLANNING SHOULD NEVER BE COMPLICATED. TRUST US TO MAKE IT SIMPLER FOR YOU.

RETIREMENT PLANS, LLC

AUBURN, ALABAMA

(256) 307-5050

Hense Reynolds ('H.R.') Ellis II; MBA, JD, IAR

Founder/Managing Member; Retirement Plans, LLC

Insurance & Annuity Licensed (AL)

(and willing and able to establish licensure in additional States)

Investment Advisor Representative

Investment advisory services are offered through Retirement Plans, LLC

SERVING RISK AVERSE INVESTORS IN ALABAMA

(and willing and able to establish registration in additional States)

We welcome all referrals of like-minded investors with liquid assets of at least $100,000. We Offer: (1) Financial Plans That Solve Financial Problems, (2) Upside Potential with Downside Protection, (3) Cash Flow for Life, (4) Long Term Care Solutions, (5) No Commission Deducted from Client Accounts, (6) Investment Approaches with No Fees or Low Fees, (7) Risk Protection for a More Secure Retirement.

DISCLAIMER

ANY RECOMMENDATION, FUND, VEHICLE, ACCOUNT, APPROACH, THIRD PARTY MONEY MANAGER DEPOSIT, ANNUITY, INVESTMENT OFFERING OR PRODUCT, LIFE INSURANCE POLICY, OTHER LIFE INSURANCE COMPANY OFFERING OR PRODUCT, AND/OR STRATEGY THAT IS SOLD, AND/OR RECOMMENDED, AND/OR OFFERED VIA, AND/OR DISCUSSED BY ANY RELEVANT REGISTERED INVESTMENT ADVISOR (RIA), RETIREMENT PLANS, LLC, ANY THIRD PARTY MONEY MANAGER, AND/OR HENSE R. ELLIS II IS NOT FDIC INSURED, NOT GOVERNMENT OR BANK GUARANTEED, AND NOT INSURED BY ANY GOVERNMENT AGENCY.

PLEASE ALSO KNOW THAT THE UNITED STATES GOVERNMENT OWES AT LEAST $30.5 TRILLION DOLLARS (as of 21 June 2022), ALONG WITH MASSIVE UNFUNDED FUTURE LIABILITIES, AND IT HAS LITTLE CHANCE OF MEETING THESE OBLIGATIONS WITH REAL WEALTH. AS OF JUNE 2022, TOTAL US DEBT IS OVER $91.3 TRILLION, & GLOBAL DEBT IS A STAGGERING $300+ TRILLION. MOREOVER, AS OF LATE 2018, THE FDIC'S POTENTIAL LIABILITIES ARE APPROXIMATELY 73 TIMES THE AMOUNT OF ITS INSURANCE FUND.

ANY ANNUITY, LIFE INSURANCE POLICY, OTHER LIFE INSURANCE COMPANY OFFERING OR PRODUCT, INVESTMENT OFFERING OR PRODUCT, RECOMMENDATION, FUND, VEHICLE, ACCOUNT, APPROACH, THIRD PARTY MONEY MANAGER DEPOSIT-INVESTMENT, AND/OR STRATEGY THAT IS SOLD, AND/OR RECOMMENDED, AND/OR OFFERED VIA, AND/OR DISCUSSED BY ANY RELEVANT RIA, RETIREMENT PLANS, LLC, ANY THIRD PARTY MONEY MANAGER, AND/OR HENSE R. ELLIS II MAY LOSE VALUE AND/OR MONEY, INCLUDING LOSS OF PRINCIPLE.

PRINCIPLE WITHDRAWALS WILL NEGATIVELY AFFECT PRINCIPLE BALANCE, ALONG WITH ANY FUTURE DEATH BENEFIT OR SURRENDER VALUE, AS WELL AS THE INCOME PRODUCTION ABILITY OF ANY ANNUITY, LIFE INSURANCE POLICY, OTHER LIFE INSURANCE COMPANY OFFERING OR PRODUCT, INVESTMENT OFFERING OR PRODUCT, RECOMMENDATION, FUND, VEHICLE, ACCOUNT, APPROACH, THIRD PARTY MONEY MANAGER DEPOSIT-INVESTMENT, AND/OR STRATEGY THAT IS SOLD, AND/OR RECOMMENDED, AND/OR OFFERED VIA, AND/OR DISCUSSED BY ANY RELEVANT RIA, RETIREMENT PLANS, LLC, ANY THIRD PARTY MONEY MANAGER, AND/OR HENSE R. ELLIS II. ANY LOSS AND/OR WITHDRAWAL OF PRINCIPLE WILL GENERATE LOWER AND/OR FEWER PERIODIC PAYMENTS.

PAST PERFORMANCE OF ANY ANNUITY, LIFE INSURANCE POLICY, OTHER LIFE INSURANCE COMPANY OFFERING OR PRODUCT, INVESTMENT OFFERING OR PRODUCT, RECOMMENDATION, FUND, VEHICLE, ACCOUNT, APPROACH, THIRD PARTY MONEY MANAGER DEPOSIT-INVESTMENT, AND/OR STRATEGY THAT IS SOLD, AND/OR RECOMMENDED, AND/OR OFFERED VIA, AND/OR DISCUSSED BY, ANY RELEVANT RIA, RETIREMENT PLANS, LLC, ANY THIRD PARTY MONEY MANAGER, AND/OR HENSE R. ELLIS II IS NOT A GUARANTEE OF FUTURE RETURNS, RESULTS, AND/OR PERFORMANCE.

AT A MINIMUM, THIS ENTIRE DISCLAIMER IS APPLICABLE TO ANY ANNUITY, LIFE INSURANCE POLICY, OTHER LIFE INSURANCE COMPANY OFFERING OR PRODUCT, INVESTMENT OFFERING OR PRODUCT, RECOMMENDATION, FUND, VEHICLE, ACCOUNT, APPROACH, THIRD PARTY MONEY MANAGER DEPOSIT-INVESTMENT, AND/OR STRATEGY THAT IS SOLD, AND/OR RECOMMENDED, AND/OR OFFERED VIA, AND/OR DISCUSSED BY, ANY RELEVANT RIA, RETIREMENT PLANS, LLC, ANY THIRD-PARTY MONEY MANAGER, AND/OR HENSE R. ELLIS II, WHETHER THEY OFFER AND/OR SELL SAME DIRECTLY AND/OR INDIRECTLY VIA AN INTERMEDIARY AND/OR THIRD PARTY.

Insurance company offerings and products (including -- but not limited to -- life insurance and annuities) are contracts between buyer/investors and an insurance company or companies. Promises and/or guarantees within, and/or related to, life insurance company contracts and/or illustrations rely on the financial strength and claims-paying ability of the issuing insurer. Whether and to what extent a State-based insurance reserve or guaranty system is in place to protect insurance company offerings must be determined by policy owners on a State-by-State basis.

The information on this website and in any document/information package and/or any other material from any relevant RIA, RETIREMENT PLANS, LLC, and/or Hense R. Ellis II, has been prepared for informational and educational purposes. It is not intended to provide, and should not be relied upon for, accounting, legal, tax and/or investment advice. Please discuss this material with a professional specializing in these areas regarding the applicability of this information, to your particular and unique situation. Please contact RETIREMENT PLANS, LLC before making any investment decision based on any information we relay.

Information regarding securities, investment advisory, and insurance company offerings and products found in any RETIREMENT PLANS, LLC materials is not intended for residents outside Alabama. Only information regarding certain unregulated products may be considered by residents of other states.​

AUBURN, AL 36830

(256) 307-5050