THERE ARE A LOT OF RISKS OUT THERE. HERE ARE SOME BIG ONES.

(1) The Next (or the current) Recession or Stock Market Crash

(because the Fed DOES TIGHTEN),

(2) Hyper-Inflation,

(because the Fed DOES NOT TIGHTEN),

(3) Stagflation, a combination of (1.) & (2.) above,

(4) Another Virus or Virus Strain Attack,

(5) Another Serious Terrorist Attack

September 11, 2001 was over 20 years ago. With a nation so sharply divided, are we due for another tragic attack?

​(6) War -- What is it Good For? Well, as it turns out, not much. Whether it's over Taiwan, Ukraine, or the Middle East, it doesn't, however, have to bomb out your portfolio. Ck with us on how to defend your nest egg.

(7) Uncovered Long Term Care Costs

(This is a potential $500,000 piece of bad news,and most couples will have at least one member who needs care.)

(8) A Providing or Dependent Spouse Who Lives Too Long

(Which Depletes a Couple's Savings)

(9) A Providing Spouse Who Doesn’t Live Long Enough

(This Risk is Particularly Acute With Younger Couples)

(10.) Taxes That Go Higher and Higher

(11.) High Investment Expenses

(With RP, LLC, You Will Never Suffer This Risk.)

(12.) Uncovered Medical Costs

(Medicare Doesn't Cover Everything.)

HERE'S THE GOOD NEWS!:

YOU DON'T HAVE TO FEAR THESE RISKS!

TO PROTECT YOU AND YOUR FAMILY'S FINANCIAL FUTURE, CALL US AT(256) 307-5050. WE'LL ESTABLISH A CUSTOM CRAFTED RETIREMENT PLAN DESIGNED TO INSURE YOUR, WELL, RETIREMENT.

INVESTING & FINANCIAL PLANNING SHOULD NEVER BE COMPLICATED. TRUST US TO MAKE IT SIMPLER FOR YOU.

RETIREMENT PLANS, LLC

AUBURN, ALABAMA

(256) 307-5050

Hense Reynolds ('H.R.') Ellis II; MBA, JD, IAR

Founder/Managing Member; Retirement Plans, LLC

Insurance & Annuity Licensed (AL)

(and willing and able to establish licensure in additional States)

Investment Advisor Representative

Investment advisory services are offered through Retirement Plans, LLC

SERVING RISK AVERSE INVESTORS IN ALABAMA

(and willing and able to establish registration in additional States)

We welcome all referrals of like-minded investors with liquid assets of at least $100,000.

We Offer: (1) Financial Plans That Solve Financial Problems, (2) Upside Potential with Downside Protection, (3) Cash Flow for Life, (4) Long Term Care Solutions, (5) No Commission Deducted from Client Accounts, (6) Investment Approaches with No Fees or Low Fees, (7) Risk Protection for a More Secure Retirement.

DISCLAIMER

ANY RECOMMENDATION, FUND, VEHICLE, ACCOUNT, APPROACH, THIRD PARTY MONEY MANAGER DEPOSIT, ANNUITY, INVESTMENT OFFERING OR PRODUCT, LIFE INSURANCE POLICY, OTHER LIFE INSURANCE COMPANY OFFERING OR PRODUCT, AND/OR STRATEGY THAT IS SOLD, AND/OR RECOMMENDED, AND/OR OFFERED VIA, AND/OR DISCUSSED BY ANY RELEVANT REGISTERED INVESTMENT ADVISOR (RIA), RETIREMENT PLANS, LLC, ANY THIRD PARTY MONEY MANAGER, AND/OR HENSE R. ELLIS II IS NOT FDIC INSURED, NOT GOVERNMENT OR BANK GUARANTEED, AND NOT INSURED BY ANY GOVERNMENT AGENCY.

PLEASE ALSO KNOW THAT THE UNITED STATES GOVERNMENT OWES AT LEAST $30.5 TRILLION DOLLARS (as of 21 June 2022), ALONG WITH MASSIVE UNFUNDED FUTURE LIABILITIES, AND IT HAS LITTLE CHANCE OF MEETING THESE OBLIGATIONS WITH REAL WEALTH. AS OF JUNE 2022, TOTAL US DEBT IS OVER $91.3 TRILLION, & GLOBAL DEBT IS A STAGGERING $300+ TRILLION. MOREOVER, AS OF LATE 2018, THE FDIC'S POTENTIAL LIABILITIES ARE APPROXIMATELY 73 TIMES THE AMOUNT OF ITS INSURANCE FUND.

ANY ANNUITY, LIFE INSURANCE POLICY, OTHER LIFE INSURANCE COMPANY OFFERING OR PRODUCT, INVESTMENT OFFERING OR PRODUCT, RECOMMENDATION, FUND, VEHICLE, ACCOUNT, APPROACH, THIRD PARTY MONEY MANAGER DEPOSIT-INVESTMENT, AND/OR STRATEGY THAT IS SOLD, AND/OR RECOMMENDED, AND/OR OFFERED VIA, AND/OR DISCUSSED BY ANY RELEVANT RIA, RETIREMENT PLANS, LLC, ANY THIRD PARTY MONEY MANAGER, AND/OR HENSE R. ELLIS II MAY LOSE VALUE AND/OR MONEY, INCLUDING LOSS OF PRINCIPLE.

PRINCIPLE WITHDRAWALS WILL NEGATIVELY AFFECT PRINCIPLE BALANCE, ALONG WITH ANY FUTURE DEATH BENEFIT OR SURRENDER VALUE, AS WELL AS THE INCOME PRODUCTION ABILITY OF ANY ANNUITY, LIFE INSURANCE POLICY, OTHER LIFE INSURANCE COMPANY OFFERING OR PRODUCT, INVESTMENT OFFERING OR PRODUCT, RECOMMENDATION, FUND, VEHICLE, ACCOUNT, APPROACH, THIRD PARTY MONEY MANAGER DEPOSIT-INVESTMENT, AND/OR STRATEGY THAT IS SOLD, AND/OR RECOMMENDED, AND/OR OFFERED VIA, AND/OR DISCUSSED BY ANY RELEVANT RIA, RETIREMENT PLANS, LLC, ANY THIRD PARTY MONEY MANAGER, AND/OR HENSE R. ELLIS II. ANY LOSS AND/OR WITHDRAWAL OF PRINCIPLE WILL GENERATE LOWER AND/OR FEWER PERIODIC PAYMENTS.

PAST PERFORMANCE OF ANY ANNUITY, LIFE INSURANCE POLICY, OTHER LIFE INSURANCE COMPANY OFFERING OR PRODUCT, INVESTMENT OFFERING OR PRODUCT, RECOMMENDATION, FUND, VEHICLE, ACCOUNT, APPROACH, THIRD PARTY MONEY MANAGER DEPOSIT-INVESTMENT, AND/OR STRATEGY THAT IS SOLD, AND/OR RECOMMENDED, AND/OR OFFERED VIA, AND/OR DISCUSSED BY, ANY RELEVANT RIA, RETIREMENT PLANS, LLC, ANY THIRD PARTY MONEY MANAGER, AND/OR HENSE R. ELLIS II IS NOT A GUARANTEE OF FUTURE RETURNS, RESULTS, AND/OR PERFORMANCE.

AT A MINIMUM, THIS ENTIRE DISCLAIMER IS APPLICABLE TO ANY ANNUITY, LIFE INSURANCE POLICY, OTHER LIFE INSURANCE COMPANY OFFERING OR PRODUCT, INVESTMENT OFFERING OR PRODUCT, RECOMMENDATION, FUND, VEHICLE, ACCOUNT, APPROACH, THIRD PARTY MONEY MANAGER DEPOSIT-INVESTMENT, AND/OR STRATEGY THAT IS SOLD, AND/OR RECOMMENDED, AND/OR OFFERED VIA, AND/OR DISCUSSED BY, ANY RELEVANT RIA, RETIREMENT PLANS, LLC, ANY THIRD-PARTY MONEY MANAGER, AND/OR HENSE R. ELLIS II, WHETHER THEY OFFER AND/OR SELL SAME DIRECTLY AND/OR INDIRECTLY VIA AN INTERMEDIARY AND/OR THIRD PARTY.

Insurance company offerings and products (including -- but not limited to -- life insurance and annuities) are contracts between buyer/investors and an insurance company or companies. Promises and/or guarantees within, and/or related to, life insurance company contracts and/or illustrations rely on the financial strength and claims-paying ability of the issuing insurer. Whether and to what extent a State-based insurance reserve or guaranty system is in place to protect insurance company offerings must be determined by policy owners on a State-by-State basis.

The information on this website and in any document/information package and/or any other material from any relevant RIA, RETIREMENT PLANS, LLC, and/or Hense R. Ellis II, has been prepared for informational and educational purposes. It is not intended to provide, and should not be relied upon for, accounting, legal, tax and/or investment advice. Please discuss this material with a professional specializing in these areas regarding the applicability of this information, to your particular and unique situation. Please contact RETIREMENT PLANS, LLC before making any investment decision based on any information we relay.

Information regarding securities, investment advisory, and insurance company offerings and products found in any RETIREMENT PLANS, LLC materials is not intended for residents outside Alabama. Only information regarding certain unregulated products may be considered by residents of other states.

​AUBURN, AL 36830

(256) 307-5050