RETIREMENT PLANS, LLC
Financial Peace of Mind Begins With Keeping Things Simple.
I'M INVESTMENT ADVISOR REPRESENTATIVE (IAR) H. R. ELLIS II,
FOUNDER OF RETIREMENT PLANS, LLC (RP, LLC).
I BELIEVE A SIMPLE APPROACH TO RETIREMENT PLANNING AND INVESTMENT MANAGEMENT IS A WISE APPROACH.
RP, LLC BASES ITS SERVICE ON THE SIMPLE PREMISE BELOW:
DISCOVER WHAT THE CLIENT WANTS. GIVE IT TO THEM.
HERE IS HOW WE EXPOUND ON THAT PREMISE TO HELP YOU BUILD & MANAGE YOUR FINANCIAL FUTURE:
Let’s first figure out what you want AND need from your retired life, then let's give it to you, by using what you have, in a manner you determine.
I. WHAT CASH FLOW DO or WILL YOU NEED ?
(TO COVER LIVING EXPENSES, AFTER ADJUSTMENTS FOR AGE, LONGEVITY, INFLATION, & POSSIBLE DROP-OFFS IN SOCIAL SECURITY & PENSION INCOMES.)
II. WHAT CASH FLOW DO or WILL YOU WANT ?
(FOR ENJOYING LIFE & MAKING GIFTS)
III. RELATED QUESTIONS
1. WHEN DO YOU WISH TO START YOUR RETIREMENT PAYOUTS?
2. HOW MANY YEARS INVESTMENT EXPERIENCE DO YOU HAVE?
3. HOW MUCH DEBT DO YOU HAVE?
4. HOW MUCH CASH DO YOU LIKE HAVING AROUND?
5. HOW’S YOUR HEALTH & DO YOU SMOKE?
IV. AT PRESENT, WHAT CASH FLOW DO (or WILL) YOU HAVE TO COVER NEEDS & WANTS?
(& THUS, HOW MUCH ADDITIONAL CASH FLOW IS REQUIRED TO COVER NEEDS & WANTS?)
V. HOW DO YOU REALLY WANT TO GET WHAT YOU NEED & WANT?
1. DO YOU WANT BOTH YOUR PRINCIPAL & PAYOUT AT RISK?
OR
2. DO YOU WANT YOUR PRINCIPAL SECURE, BUT YOUR PAYOUT AT RISK?
OR
3. DO YOU WANT BOTH YOUR PRINCIPAL & YOUR PAYOUT SECURE. (VIA LONGEVITY INSURANCE)
NOTE -- REGARDLESS OF HOW YOU WISH TO SEEK WHAT YOU NEED & WANT, RP, LLC OFFERS ATTRACTIVE APPROACHES TO HELP YOU SEEK AND FIND IT. THROUGH US, YOU CAN FIND AND EMPLOY SMART STRATEGIES AND INGENIOUS TOOLS IN EACH OF THE THREE CATEGORIES DIRECTLY ABOVE. FOR DETAIL, CLICK "SERVICES WE OFFER" ABOVE.
VI. ONCE YOUR CORE RETIREMENT PLAN IS BUILT, YOU'LL HAVE TWO KEY "SIDE QUESTIONS" TO ASK YOURSELF:
1. DO YOU WANT LONG TERM CARE EXPENSE PROTECTION?
2. DO YOU WANT INFLATION PROTECTION?
(PLEASE UNDERSTAND THAT YOU NEED BOTH. WHETHER YOU WANT EITHER IS UP TO YOU.)
RP, LLC OFFERS WAYS TO PROTECT YOUR FUTURE AGAINST BOTH INFLATION & LONG TERM CARE RISKS.
VII. FINALLY, WHAT DO YOU HAVE THAT CAN GET YOU WHAT YOU NEED & WANT? ONE MAY HAVE THE SMARTEST RETIREMENT PLAN EVER, BUT, IF THEY CAN'T FUND IT, IT MEANS VERY LITTLE. TO CREATE A RETIREMENT PLAN BASED ON THIS SIMPLE APPROACH AND FOCUSED ON ENHANCING YOUR PEACE OF MIND, CALL US AT 256-307-5050.
INVESTING & FINANCIAL PLANNING SHOULD NEVER BE COMPLICATED. TRUST US TO MAKE IT SIMPLER FOR YOU.
RETIREMENT PLANS, LLC
AUBURN, ALABAMA
(256) 307-5050
Hense Reynolds ('H.R.') Ellis II; MBA, JD, IAR
Founder/Managing Member; Retirement Plans, LLC
Insurance & Annuity Licensed (AL)
(and willing and able to establish licensure in additional States)
Investment Advisor Representative
Investment advisory services are offered through Retirement Plans, LLC,
SERVING RISK AVERSE INVESTORS IN ALABAMA
(and willing and able to establish registration in additional States)
We welcome all referrals of like-minded investors with liquid assets of at least $100,000. We Offer: (1) Financial Plans That Solve Financial Problems, (2) Upside Potential with Downside Protection, (3) Cash Flow for Life, (4) Long Term Care Solutions, (5) No Commission Deducted from Client Accounts, (6) Investment Approaches with No Fees or Low Fees, (7) Risk Protection for a More Secure Retirement.
DISCLAIMER
ANY RECOMMENDATION, FUND, VEHICLE, ACCOUNT, APPROACH, THIRD PARTY MONEY MANAGER DEPOSIT, ANNUITY, INVESTMENT OFFERING OR PRODUCT, LIFE INSURANCE POLICY, OTHER LIFE INSURANCE COMPANY OFFERING OR PRODUCT, AND/OR STRATEGY THAT IS SOLD, AND/OR RECOMMENDED, AND/OR OFFERED VIA, AND/OR DISCUSSED BY ANY RELEVANT REGISTERED INVESTMENT ADVISOR (RIA), RETIREMENT PLANS, LLC, ANY THIRD PARTY MONEY MANAGER, AND/OR HENSE R. ELLIS II IS NOT FDIC INSURED, NOT GOVERNMENT OR BANK GUARANTEED, AND NOT INSURED BY ANY GOVERNMENT AGENCY.
ALSO, PLEASE REALIZE THAT THE UNITED STATES GOVERNMENT OWES AT LEAST $30.5 TRILLION DOLLARS (as of 21 June 2022), ALONG WITH MASSIVE UNFUNDED FUTURE LIABILITIES, AND IT HAS LITTLE CHANCE OF MEETING THESE OBLIGATIONS WITH REAL WEALTH. AS OF JUNE 2022, TOTAL US DEBT IS OVER $91.3 TRILLION, & GLOBAL DEBT IS A STAGGERING $300+ TRILLION. MOREOVER, AS OF LATE 2018, THE FDIC'S POTENTIAL LIABILITIES ARE APPROXIMATELY 73 TIMES THE AMOUNT OF ITS INSURANCE FUND.
ANY ANNUITY, LIFE INSURANCE POLICY, OTHER LIFE INSURANCE COMPANY OFFERING OR PRODUCT, INVESTMENT OFFERING OR PRODUCT, RECOMMENDATION, FUND, VEHICLE, ACCOUNT, APPROACH, THIRD PARTY MONEY MANAGER DEPOSIT-INVESTMENT, AND/OR STRATEGY THAT IS SOLD, AND/OR RECOMMENDED, AND/OR OFFERED VIA, AND/OR DISCUSSED BY ANY RELEVANT RIA, RETIREMENT PLANS, LLC, ANY THIRD PARTY MONEY MANAGER, AND/OR HENSE R. ELLIS II MAY LOSE VALUE AND/OR MONEY, INCLUDING LOSS OF PRINCIPLE.
PRINCIPLE WITHDRAWALS WILL NEGATIVELY AFFECT PRINCIPLE BALANCE, ALONG WITH ANY FUTURE DEATH BENEFIT OR SURRENDER VALUE, AS WELL AS THE INCOME PRODUCTION ABILITY OF ANY ANNUITY, LIFE INSURANCE POLICY, OTHER LIFE INSURANCE COMPANY OFFERING OR PRODUCT, INVESTMENT OFFERING OR PRODUCT, RECOMMENDATION, FUND, VEHICLE, ACCOUNT, APPROACH, THIRD PARTY MONEY MANAGER DEPOSIT-INVESTMENT, AND/OR STRATEGY THAT IS SOLD, AND/OR RECOMMENDED, AND/OR OFFERED VIA, AND/OR DISCUSSED BY ANY RELEVANT RIA, RETIREMENT PLANS, LLC, ANY THIRD PARTY MONEY MANAGER, AND/OR HENSE R. ELLIS II. ANY LOSS AND/OR WITHDRAWAL OF PRINCIPLE WILL GENERATE LOWER AND/OR FEWER PERIODIC PAYMENTS.
PAST PERFORMANCE OF ANY ANNUITY, LIFE INSURANCE POLICY, OTHER LIFE INSURANCE COMPANY OFFERING OR PRODUCT, INVESTMENT OFFERING OR PRODUCT, RECOMMENDATION, FUND, VEHICLE, ACCOUNT, APPROACH, THIRD PARTY MONEY MANAGER DEPOSIT-INVESTMENT, AND/OR STRATEGY THAT IS SOLD, AND/OR RECOMMENDED, AND/OR OFFERED VIA, AND/OR DISCUSSED BY, ANY RELEVANT RIA, RETIREMENT PLANS, LLC, ANY THIRD PARTY MONEY MANAGER, AND/OR HENSE R. ELLIS II IS NOT A GUARANTEE OF FUTURE RETURNS, RESULTS, AND/OR PERFORMANCE.
AT A MINIMUM, THIS DISCLAIMER IS APPLICABLE TO ANY ANNUITY, LIFE INSURANCE POLICY, OTHER LIFE INSURANCE COMPANY OFFERING OR PRODUCT, INVESTMENT OFFERING OR PRODUCT, RECOMMENDATION, FUND, VEHICLE, ACCOUNT, APPROACH, THIRD PARTY MONEY MANAGER DEPOSIT-INVESTMENT, AND/OR STRATEGY THAT IS SOLD, AND/OR RECOMMENDED, AND/OR OFFERED VIA, AND/OR DISCUSSED BY, ANY RELEVANT RIA, RETIREMENT PLANS, LLC, ANY THIRD-PARTY MONEY MANAGER, AND/OR HENSE R. ELLIS II, WHETHER THEY OFFER AND/OR SELL SAME DIRECTLY AND/OR INDIRECTLY VIA AN INTERMEDIARY AND/OR THIRD PARTY.
Insurance company offerings and products (including--but not limited to--life insurance and annuities) are contracts between buyer/investors and an insurance company or companies. Promises and/or guarantees within, and/or related to, life insurance company contracts and/or illustrations rely on the financial strength and claims-paying ability of the issuing insurer. Whether and to what extent a State-based insurance reserve or guaranty system is in place to protect insurance company offerings must be determined by policy owners on a State-by-State basis.
The information on this website and in any document/information package and/or any other material from any relevant RIA, RETIREMENT PLANS, LLC, and/or Hense R. Ellis II, has been prepared for informational and educational purposes. It is not intended to provide, and should not be relied upon for, accounting, legal, tax and/or investment advice. Please discuss this material with a professional specializing in these areas regarding the applicability of this information, to your particular and unique situation.
Please contact RETIREMENT PLANS, LLC before making any investment decision based on any information we relay. Information regarding securities, investment advisory, and insurance company offerings and products found in any RETIREMENT PLANS, LLC materials is not intended for residents outside Alabama. Only information regarding certain unregulated products may be considered by residents of other states.
AUBURN, AL 36830
(256) 307-5050